After quite some time browsing the various Health and Travel insurance deals there are I have chosen Bupa Travel Explorer Gold. Why? Well I looked at a few others, i.e. Endsleigh (recommended by the NUS), my banks etc and overall Bupa has the best benefits.
Since entry to New Zealand requires Medical Insurance if you’re on a Working Holiday visa Bupa is ideal it provides £10 million hospitalization coverage, £1,000 emergency dental and various other covers, also being a renowned medical insurer it should reduce any hassle at immigration.
They were also surprising the only ones to offer a semi-decent amount on “valuable items” if they’re loss with a maximum of £750 per item (Endsliegh had £350) which covers half a mac so better than nothing, I’ll have to get contents insurance once we get to New Zealand to cover the laptops fully, another expense anyone travelling might want to consider. Most content insurances in the UK will cover the item for up to 30 days after that it’s tough luck!
The Bupa Explorer Gold also has no excess! Which is great all the others had at least £50 excess, and bizarrely Bupa was around £50 cheaper for a slightly longer coverage, most policies cover 365 days, I extended it to 372 (end of June 2010) just in-case we get delayed on the way back.
